Tom · F Section · from Ohio · winters here · 2019
Verified Flagler resident
We are here November through April. The house is empty the rest of the year unless someone local has a key. Insurance asked. A named storm does not care that we had a wedding in Toledo.
ALERTFlagler is on my phone in May, not when the cone is photogenic. A neighbor who will pull shutters is worth more than a ring camera speech.
If you are buying a second home, underwrite it as if you lived here in August. Carriers already do.
Edited for length. Published with permission. Not a paid testimonial.
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